For many of us, the biggest investment we will ever make is in our home. Your mortgage will also be your single biggest piece of borrowing. As you make Headway on your financial journey, it’s crucial to continue to manage this debt, and ensure that you borrow as efficiently and effectively as possible. Our mortgage advisers can help you do just that, whether you are looking to purchase a new house, grow your property portfolio, remortgage or simply to ensure you are getting the best mortgage deal possible.
During our first meeting, we will listen to what you want going forward and provide you with the best mortgage solutions based on your personal circumstances. We are able to do that because we work with a wide range of lenders to secure the best mortgages rates, fees and terms. Our aim is to make mortgages “simple” and we will try to take-on as much of the administrative burden as possible to provide a stress-free mortgage experience.
We offer bespoke mortgage advice in a number of areas around property finance.
- First Time Buyer Mortgages
- Buy to Let Mortgages
- Expat Mortgages
- High Value Mortgages
- Specialist & Complex Mortgages
High Value Mortgages
We have experts specialising in sourcing and arranging large mortgages. They have years of experience in this area and a network of contacts able to assist. We are keen to work for you discreetly and efficiently to deliver the best deal and terms to suit your individual needs.
Our founders are British expats who understand the unique needs and opportunities of those living overseas.
- Buying investment property
- Buy to Let mortgages
- Releasing equity from your home
- Mortgages or Property financing for British Expats overseas
We know how tricky it can be to organise a mortgage when you are living in a different time zone or where there’s limited options. We’ll take all this into account and relieve you of the burden often associated with buying property from afar.
Get in touch to discuss your mortgage needs. We would be happy to help.
Should You Sell When The Market Is Down?
With all the market noise and speculation about what's going to happen next, as well as the ongoing uncertainty and volatility in the markets, investors are questioning what to do with their investments.
Investing During Volatile Times
As Elliott Parkhouse, Director at Headway Wealth, shared in our latest podcast, markets dropping and rising is completely normal. However, investors are wired to think otherwise with the constant influx of negative news, political and economic challenges, etc.
Why Many Struggle To Make The Right Financial Decisions
Do you struggle with making the right financial decisions? If so, you are not alone. As Hamzah Shalchi and Elliott Parkhouse discuss in this week's podcast, it is often difficult to have a long-term outlook on your finances unless you have an immediate issue to address.
It is highly likely that your financial (and lifestyle) circumstances will change over time. Your earnings may change, you may move away, marry, have children or the market might fluctuate. Those changes often mean that the mortgage you chose when you bought your property is no longer the most suitable for you.
That’s when remortgaging becomes an important option. We have a number of clients who, after a simple conversation with us, suddenly realise it is possible to significantly reduce their monthly payments.
The reasons for this can include:
- Better mortgage rates now available
- Previous credit issues that are no longer relevant
- A mortgage term has ended
- Their loan to term value has changed for the better
- More flexible options are now available
- It makes more sense to borrow more rather than selling other investments